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Higher Education

All students must pay the full fee for HE courses. A student loan facility is available for Higher Education courses. Further information can be found below or at or, along with how to apply, or you may contact the HE Information and Advice team on 020 7258 7221.

Student loans & grants

If you are a UK student planning to study a full-time or part-time higher education course you may be eligible for a tuition fee loan to cover the cost of your course. If you study full-time you may also be eligible to receive a maintenance loan and a grant to assist you with living costs.

These loans do not require repayment until you have finished your course and you are earning more than £25,000 per year, although you can start repaying them sooner if you wish.

Full-time students

Tuition fee loan

The amount paid to the College will be the actual cost of your course for each year of study up to a maximum of £9000. You can apply online at

Interest on your student loans

You’re charged interest on your loan from the time the first payment is made to the College until you pay your loan back in full. The amount of interest you’re charged varies. The actual interest rates depend on the rate of inflation.  

Maintenance loan

  • You can receive a maintenance loan if living outside of your parental home and if you live with your parent(s).
  • You must be under 60 at the start of your course.
  • Apply online at

Maintenance Loan for living costs (full-time students only)

You can apply for a Maintenance Grant to help with your living costs. Maintenance Grants are available to students whose household income is below the threshold. Your household income is your parents’ or partner’s income and your own. Please visit for up-to-date details.

Part-time students

The amount paid to the College will be the actual cost of your course to a maximum of £6750 per year.

Your course needs to be at least 25% of a full-time course to qualify for a loan. Further information is available on the Student Finance England website.

Further information for students from England

For information about the finance package on offer for students from England starting higher education in 2013-14, please see the BIS student finance page

For further details please see which will help you understand the application process cycle.

Higher Education fee myths

Myth: I can’t afford to do an HE Course, it’s too expensive:

Not True: there are no upfront costs if you meet residential requirements and you don’t already have a degree.

Myth: all universities/colleges are charging £9,000:

Not true: some universities are charging less and many FE Colleges charge less than £6,000. Here at City of Westminster College HE fees start from only £3,900 per academic year. Financial help is also available through loans, grants, scholarships and bursaries.

Myth: the loan repayments will be massive:

Not true: you only start repaying when you’re earning over £25,000 and if you earn less you don’t pay anything back.

Myth: student debt will stop me getting a mortgage:

Not true: student loans are unsecured loans from the government and are not like credit cards of commercial loans.

How your fees are used

The fees for our HE courses depend on your particular course, as unlike Universities we don't charge a flat £9,000 per year. It's why studying with us is so affordable in comparision. Below is a graphic showing where your fees go. 

To explain what the breakdown in the graphic means:

Academic departments are the direct curriculum staff who teach you.

Academic services cover all of our student support and careers areas.

Business Development offer HE courses such as Higher Apprenticeships

Administration and central services cover everything from supporting our computer network through to ensuring your data is secure.

Premises includes our buildings and catering facilities as well as reprographics.

Other expenditure includes exams and marketing.